Personal Accounts

Smart Account

Our Smart Checking is a free checking account that gives you many benefits.

  • Free Checking Account with E-Statements
  • Eligible for Cash Back Rewards
  • Free Online and Mobile Banking
  • Free Bill Pay
  • Minimum $50 balance required to open account
  • No minimum balance required
  • Paper statement with images available for $3/month service charge
  • Unlimited check writing with no per check charges
  • Free MasterCard Debit Card
  • Free ATM Card
  • Free use of ATMs in the Allpoint and Shazam Privileged Status Networks
  • Eligible for Platinum 50 Club (age 50+)
  • Eligible for Credit Report Monitoring


Click Personal Accounts to see an account comparison and learn more about our other personal accounts. Credit Report Monitoring is also available as an add on to your personal account.  If you are 50 years of age or better, you can take advantage of our Platinum 50 Club Benefits.

Call us today. We would be happy to discuss which accounts would work best for you!

"Excellent customer service is taking the time to listen to exactly what the customer needs and doing everything within our power to satisfy those needs."


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